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Free first bank account

Opening a young person's first bank account and learning to manage it. Rules vary by bank and age, so check what a parent or guardian needs to provide.

Choose

• Compare accounts for young people
• Check age rules
• Check fees
• Check spending limits

You need

• Proof of identity
• Proof of address
• Check parent or guardian requirements

Set up

• Download the banking app
• Choose a secure PIN
• Turn on spending alerts

Money habits

• Plan a spending budget
• Save a little each month
• Check the balance each week
• Never share the PIN
• Learn to spot scams

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